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financekit

Access eligible Wallet financial data using FinanceKit and FinanceKitUI. Use when querying transactions or balances, reading Apple Card, Apple Cash, Savings, or U.K. connected-account data, requesting financial-data authorization, using TransactionPicker, enabling iOS 26 background delivery, or saving and checking Wallet orders.

Quality

94%

Does it follow best practices?

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SecuritybySnyk

Passed

No findings from the security scan

The canonical home for this skill is dpearson2699/swift-ios-skills

SKILL.md
Quality
Evals
Security

Quality

Content

85%Weight 40%Scale 1-5

Reviews the quality of instructions and guidance provided to agents. Good implementation is clear, handles edge cases, and produces reliable results.

A well-structured, action-dense skill body: executable Swift for the common cases, a coherent setup-to-background-delivery workflow with explicit error recovery, and clean progressive disclosure into one real overflow reference. The only weaknesses are minor: a non-runnable balance-formatting snippet and small conciseness trims (duplicated TOC, padded switch scaffolding).

Suggestions

Make the balance-reading snippet executable: wrap the `switch balance.currentBalance` block in a function and replace the bare `formatBalance(bal)` / "Unknown" expressions with assignments or prints so it can be copy-pasted like the other examples.

Trim the Contents list (or the per-section headers it duplicates) and collapse the authorization switch to a comment noting the three cases, saving ~25 lines without losing information.

Consolidate the version-availability facts currently spread across the intro (Swift 6.3, iOS 17.4/18/18.4/26) into a single short availability note near Data Availability so they are stated once.

DimensionReasoningScore

Conciseness

The body is lean and code-first, assuming competence (no explainer fluff about Wallet or Swift), with a tight Common Mistakes section. Minor trims remain: the 12-item Contents TOC duplicates the section headers one screen below, switch scaffolding with bare `break` cases pads the authorization example, and the version-laden intro sentence could be tightened. This sits between anchors 4 and 5 — efficient with minor over-explanation — rather than the every-token-earns-its-place ideal of 5.

4 / 5

Actionability

Nearly all guidance is executable, copy-paste Swift (availability guard, authorization, queries, history loop with token persistence, TransactionPicker view, saveOrder, extension skeleton). The gap is the balance-reading snippet (lines 162–167), which mixes bare `formatBalance(bal)` expressions with a stray string literal outside any function and is not runnable as written — a minor gap matching anchor 4 rather than the fully-executable anchor 5.

4 / 5

Workflow Clarity

The sequence is clear — entitlements/requirements → project config → availability check → authorization → querying → history/sync → background delivery — with explicit error-recovery feedback loops (discard an invalid HistoryToken and immediately resync the affected stream; catch FinanceError.dataRestricted), DON'T/DO mistake pairs, and a 17-item Review Checklist acting as validation checkpoints. This matches the anchor-5 description of explicit validation steps, feedback loops, and checklists; anchor 4 would lack some of these checkpoints.

5 / 5

Progressive Disclosure

The skill keeps core patterns inline and pushes overflow material to a single, clearly signaled, one-level-deep reference (references/financekit-patterns.md, which exists and covers exactly what the citations promise: field tables, query patterns, credit/debit interpretation). Anchor 5 fits: clear overview, well-signaled one-level references, easy navigation; there is no nesting or buried reference content that would drop it to 4.

5 / 5

Total

18

/

20

Passed

Description

100%Weight 40%Scale 1-5

Based on the skill's description, can an agent find and select it at the right time? Clear, specific descriptions lead to better discovery.

A strong, third-person description that states concrete capabilities and an explicit, trigger-rich 'Use when' clause covering queries, authorization, TransactionPicker, background delivery, and Wallet orders. Trigger terms are natural and framework-specific, minimizing conflict risk. No weaknesses were identified against any dimension's lower anchors.

DimensionReasoningScore

Specificity

The description enumerates multiple concrete actions — "querying transactions or balances", "requesting financial-data authorization", "using TransactionPicker", "enabling iOS 26 background delivery", and "saving and checking Wallet orders" — giving comprehensive, non-generic coverage. It is not score 4 because no meaningful capability gaps remain; it is not below 5 because every listed action is a specific, verifiable capability.

5 / 5

Completeness

It explicitly answers both what ("Access eligible Wallet financial data using FinanceKit and FinanceKitUI") and when ("Use when querying transactions or balances, ... or saving and checking Wallet orders") with concrete trigger phrases, exactly matching the anchor-5 exemplar. A 4 would require a less explicit or specific 'when' clause, which is not the case here.

5 / 5

Trigger Term Quality

Natural user-facing terms are comprehensively covered: "transactions", "balances", "Apple Card", "Apple Cash", "Savings", "U.K. connected-account data", "TransactionPicker", "authorization", and "Wallet orders", plus framework names FinanceKit/FinanceKitUI. This matches the comprehensive-synonyms anchor; a 4 would require noticeably missing natural terms, and none are apparent.

5 / 5

Distinctiveness Conflict Risk

The niche is clear — Apple Wallet financial data via FinanceKit/FinanceKitUI — and the triggers (Apple Card, Apple Cash, Savings, TransactionPicker, Wallet orders) are distinctive to this framework with minimal overlap risk against adjacent skills like PassKit or WidgetKit. It clearly matches the clear-niche anchor rather than the minor-overlap anchor at 4.

5 / 5

Total

20

/

20

Passed

Validation

100%

Checks the skill against the spec for correct structure and formatting. All validation checks must pass before discovery and implementation can be scored.

Validation — 16 / 16 Passed

Validation for skill structure

No warnings or errors.

Repository

dpearson2699/swift-ios-skills

Path

skills/financekit/SKILL.md

Reviewed

Table of Contents

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