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financial-plan

Build or update a comprehensive financial plan covering retirement projections, education funding, estate planning, and cash flow analysis. Use for new client onboarding, annual plan reviews, or scenario modeling. Triggers on "financial plan", "retirement plan", "can I retire", "education funding", "estate plan", "cash flow analysis", or "plan update".

66

Quality

78%

Does it follow best practices?

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SecuritybySnyk

Passed

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tessl review fix ./plugins/vertical-plugins/wealth-management/skills/financial-plan/SKILL.md
SKILL.md
Quality
Evals
Security

Quality

Content

57%Weight 40%Scale 1-5

Reviews the quality of instructions and guidance provided to agents. Good implementation is clear, handles edge cases, and produces reliable results.

The content is a well-sequenced, lean financial-planning workflow with concrete parameters, but it lacks validation checkpoints for its high-stakes batch output and keeps all methodology inline rather than splitting detail into bundle files. It is broadly actionable but stops short of executable specificity.

Suggestions

Add explicit validation/verification checkpoints between steps — e.g., after Step 2 reconcile that gross income minus taxes/expense/savings nets to zero, and after Step 3 confirm the Monte Carlo inputs are internally consistent — to support a validate→fix→retry loop for this high-stakes batch operation.

Specify the concrete tools, formulas, or calculators to use for cash-flow projection, Monte Carlo simulation, and withdrawal-rate analysis, and pre-fill the cash-flow and scenario tables with example rows so Claude has an executable template rather than blank headers.

Move detailed methodology (Monte Carlo mechanics, estate-tax modeling, education-funding formulas) into referenced bundle files under references/ and keep SKILL.md as an overview that links to them, improving progressive disclosure for a skill of this size.

DimensionReasoningScore

Conciseness

The body is efficient — using tables and terse bullet lists, assuming Claude knows what 401k/IRA/529 accounts are — with only minor advisory notes ('Be conservative with return assumptions') and blank template tables that could be trimmed, fitting the efficient-but-slightly-padded anchor.

4 / 5

Actionability

Provides concrete checklists and specific parameters (inflation 2.5-3%, success target >85%, SS ages 62/67/70), but the cash-flow and scenario tables are blank templates with no tools, formulas, or executable specifics specified, leaving key execution details missing.

3 / 5

Workflow Clarity

The seven steps are clearly sequenced, but this batch, high-stakes plan production has no explicit validation or verification checkpoints (e.g., reconcile cash flow, confirm beneficiary data), and the rubric's feedback-loop cap for batch/document operations limits this to 3.

3 / 5

Progressive Disclosure

The skill is a single self-contained document with no bundle files; for a ~110-line skill the detailed estate/education/risk and methodology sub-sections could be split into referenced files, but section headers keep it navigable, fitting the some-structure-could-be-better-organized anchor.

3 / 5

Total

13

/

20

Passed

Description

100%Weight 40%Scale 1-5

Based on the skill's description, can an agent find and select it at the right time? Clear, specific descriptions lead to better discovery.

The description is third-person, concise, and fully specifies both capability and trigger conditions with concrete phrases a user would naturally say. It is among the strongest examples in the rubric's reference set.

DimensionReasoningScore

Specificity

Names the domain and multiple concrete actions (build/update a financial plan) covering four analytical areas — retirement projections, education funding, estate planning, and cash flow analysis — matching the comprehensive-coverage anchor.

5 / 5

Completeness

Explicitly answers both what (build/update a comprehensive financial plan across four domains) and when ('Use for new client onboarding, annual plan reviews, or scenario modeling' plus enumerated trigger phrases).

5 / 5

Trigger Term Quality

Triggers on natural user phrases including 'can I retire', 'retirement plan', 'education funding', 'estate plan', 'cash flow analysis', and 'plan update' — broad synonym coverage a user would actually say.

5 / 5

Distinctiveness Conflict Risk

Occupies a clear financial-planning niche with distinct triggers (retirement plan, can I retire, estate plan), minimizing overlap risk with unrelated skills.

5 / 5

Total

20

/

20

Passed

Validation

100%

Checks the skill against the spec for correct structure and formatting. All validation checks must pass before discovery and implementation can be scored.

Validation16 / 16 Passed

Validation for skill structure

No warnings or errors.

Repository
anthropics/financial-services
Reviewed

Table of Contents

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