The body is lean — bullet-listed sections and inputs with no padding and no explanation of basic finance/IC-memo concepts, assuming Claude's competence and earning every token, matching the score-3 anchor.

Provides a concrete nine-section template with specific sub-bullets, output-format guidance, and concrete consistency rules ('EBITDA bridges, S&U balances, and returns math is consistent'); per the scoring note, absence of code in this instruction-only skill is not penalized since guidance is actionable and copy-paste ready as a structure.

A clear three-step sequence (Gather Inputs → Draft Structure → Output Format) with explicit internal-consistency checks in the notes ('check that...math is consistent', 'ask for missing inputs'); the strict validation-checkpoint cap applies to destructive/batch operations, which this drafting task is not, so it meets the score-3 bar.

No bundle files exist and none are needed; the self-contained drafting template is organized into clean Workflow and Important Notes sections with no nested references or monolithic reference dumps, matching the well-organized score-3 anchor.

Lists multiple concrete actions — 'Draft a structured investment committee memo', 'Synthesizes due diligence findings, financial analysis, and deal terms' — matching the score-3 anchor for naming several specific actions.

Explicitly answers both what ('Draft a structured investment committee memo...Synthesizes...') and when ('Use when preparing for investment committee, writing up a deal...') with an explicit trigger list, matching the score-3 anchor.

Provides broad natural-phrase coverage a PE practitioner would say — 'write IC memo', 'investment committee memo', 'deal write-up', 'prepare IC materials', 'recommendation memo' — matching the good-coverage score-3 anchor.

Occupies a clear PE-deal-approval niche with domain-specific triggers ('IC memo', 'deal write-up') unlikely to overlap with generic skills, matching the clear-niche score-3 anchor.