The body is a lean outline of bullets, sections, and a table; it never explains basic finance concepts Claude already knows and every section earns its place, matching the 'lean and efficient' anchor.

As an instruction-only skill it provides concrete, specific guidance: named sections with page counts, an allocation table template with columns, and exact deliverables ('PowerPoint presentation (12-15 slides)', 'PDF leave-behind', 'One-page summary'), so absence of code is not penalized.

A clearly sequenced four-step workflow (Prospect Context, Proposal Structure, Customization, Output) with checklists and explicit checkpoints ('Compliance must review before presenting', 'Follow up within 48 hours'); the task is advisory rather than destructive/batch, so the missing-validation cap does not apply.

This is a small, single-purpose skill with no external references needed and well-organized sections (Workflow, Important Notes); per the simple-skills note, well-organized sections suffice for a top score with no nested references present.

Lists multiple concrete actions — 'Create professional investment proposals' and 'Covers the firm's approach, proposed allocation, expected outcomes, and fee structure' — matching the multi-action anchor rather than the single-domain anchor at 2.

Explicitly answers both what (create proposals covering approach/allocation/outcomes/fees) and when via an explicit 'Use when pitching new clients or presenting a new investment strategy' clause, so it is not capped at 2.

Includes natural phrases a user would say via 'Triggers on "investment proposal", "prospect presentation", "pitch new client", "proposal for [client]", or "new client presentation"'; not just jargon or a single keyword.

A clear niche (prospect investment proposals) with distinct, specific triggers, written in third person ('Create', 'Covers', 'Use when'), making overlap with other skills unlikely.