testland/3ds-test-flow-reference
Cross-gateway, protocol-level reference for 3-D Secure (3DS 2.x) test coverage. Covers the EMVCo frictionless / challenge / not-applicable flow paths, SCA under EU PSD2, and the per-PAN test cards for Stripe, Adyen, and Braintree. The gateway-specific wrappers (adyen-test-mode / stripe-test-cards-and-webhooks / braintree-test-cards) compose this skill for single-gateway work, so use one of those for a single-gateway query. Use this skill when designing multi-gateway 3DS test coverage, auditing a 3DS redirect round-trip, or investigating a challenge-flow regression that is not gateway-specific.
70
88%
Does it follow best practices?
Run evals on this skill
Adds up to 20 points to the overall score
View guide
Medium
Suggest reviewing before use
Security
1 medium severity finding. This skill can be installed but you should review these findings before use.
W009: Direct money access capability detected (payment gateways, crypto, banking).
What this means
The skill is specifically designed for direct financial operations, giving the agent the ability to move money or execute financial transactions — such as payment processing, cryptocurrency operations, banking integrations, or market order execution.
Why it was flagged
The skill is specifically about payment integration test flows and includes explicit payment-gateway API usage. The TypeScript examples call stripe.paymentIntents.create with confirm: true and return_url, and the doc lists per-gateway test cards and gateway-specific testing for Stripe, Adyen, and Braintree. These are concrete payment gateway operations (creating/confirming payment intents), i.e., direct financial execution capabilities.
- Audited
- Security analysis