Workflow-driven skill that builds a refund test matrix from a payment-flow inventory: refund variants (full / partial / multiple-partials / over-refund / refund-on-disputed / refund-on-already-refunded), per-gateway nuances (Stripe, Adyen, PayPal, Braintree refund APIs), and timing variants (immediate / next-day / declined-by-bank), one test case per cell. Use for refund coverage on a new integration; for chargeback / dispute coverage use chargeback-flow-test-author, for webhook redelivery + idempotency use payment-webhook-replay, and for the state model use payment-flow-states-reference.
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Security
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The skill is specifically designed for direct financial operations, giving the agent the ability to move money or execute financial transactions — such as payment processing, cryptocurrency operations, banking integrations, or market order execution.
The skill is explicitly about issuing refunds and includes concrete API calls to payment gateways (stripe.refunds.create, Adyen modificationsCorrespondingRefund, PayPal CapturesRefundRequest, Braintree gateway.transaction.refund) plus idempotent refund examples. These are specific, gateway-level financial actions capable of moving money (or triggering refunds), so this grants Direct Financial Execution Authority.